Terms of Service

We Find Lenders Who Lend To Bad Credit Borrowers

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Last updated on July 24 2020

Please Read Our Terms of Service

Understanding and Comprehension

Please take the time to read and FULLY understand this terms of service (TOS) page you are reading now. If for any reason you don't understand all of the information here, you must find a thirty party to read it and explain all details within the document.

If English is not your primary language you can use either method described below to fully understand and comprehend the information held within:

1). Copy/paste the entire text of this page into the free Google Translate service here

2.) Have a third party, who is fluent in English and your primary language, read this page for you and have them explain every detail on it until you fully understand all of the information here

From here on out in this Terms of Service page WeFindLenders.com can also be referred to as "This Domain", ,"The Domain", "Our Domain", "This Website", or "Our Website".

From here on out in this owners and staff of We Find Lenders Inc. and WeFindLenders.com can also be referred to as "We", "Us", or "Our Team".

The Agreement

By using and accessing WeFindLenders.com you agree to all facets of this terms of service document. This terms of service for WeFindLenders.com was effective Ooctober 23rd, 2017.

Accepting The Terms

This terms of service agreement is a legally binding agreement with all who choose to visit (or utilize) any webpage the Find Lenders Inc., AKA We Find Lenders website WeFindLenders.com, based out of Rancho Mirage, California 92270 - services and terms explained below.

Website Service Descriptions

WeFindLenders.com is a non-profit financial services information website with the primary goals of:

Allowing fair to bad credit loan applicants the ability to submit their application for financing to multiple legitimate, legally authorized, and licensed lenders in their State of residence, as well as the lenders in all other States in the United States. Any and all visitors to our site shall be deemed as "users" for the remainder of this terms of service document.

The user acknowledges and agrees that the services provided, and made available through our website are the sole property of We Find Lenders Inc. We Find Lenders Inc. reserves the right to stop providing it's services at any time and removed or add content at any time.

As a "end user" you must agree that We Find Lenders Inc. will not be held liable for any harm to you, whether real or percieved, due to the removal or addition of content on the domain WeFindLenders.com.

Communication Interstate and Security

By using the domain WeFindLenders.com, you may or may not enter information into a pre-app loan application form and clicking the submit button. If the submit button tapped or clicked , your entered information may or may not be shared with third party lenders, and in some cases result in interstate transmissions of data. Although all data is secured and guarded to the best of our abilities, you agree that the owners of WeFindLenders.com will not be held liable if your personal data is gathered in a possible breach of security. Furthermore, the owner and operators of WeFindLenders.com agree to contact you by email, phone, or text, if your data is ever gathered in such a security breach described above.

User Legal Responsibilities Locally

Because WeFindLenders.com is accessible from any location in the world, you agree to use our services in strict accordance with your local country, state, province, county, borough, or area.

Indemnity Clause

All users herein agree to insure and hold We Find Lenders Inc employees, owners, and users blameless and/or NOT liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees made by any third party which may arise from any content a user of our site may submit, post, modify, transmit or otherwise make available through our services, the use of We Find Lenders Services or your connection with these Services, your violations of the Terms of Service and/or your violation of any such rights of another person.

All users must agree to fully read this Terms of Service page as outlined in the first paragraph above BEFORE using any information, application form, comment form, or service found anywhere on the domain WeFindLenders.com

As a user or visitor of the domain WeFindLenders.com you must agree to never find the staff and/or owners of We Find Lenders Inc. and WeFindLenders.com liable for any damages they make incur, or perceived to incur, while using any page, post, or URL found on this domain.

Furthermore, you must agree that the owners, staff, publishers, and other users will not be held responsible for any losses or damages you may experience (or perceive to experience) when using the WeFindLenders.com website.

As a user and visitor to our domain you agree and understand that we DO NOT guarantee you will be approved for a loan or financing product of any kind. If there is text inadvertently published anywhere on our domain stating there is a guarantee of approval, likelihood of approval, good chance of approval, better chance of approval, or any verbiage expressing the same, you the user must disregard such a claim and not hold the owners or staff liable for mistakenly making said claim by the staff writer. All such said claims will be removed by administrators when brought to their attention. If you see any text on this domain suggesting the claim described above, you must disregard the notion and assume the writer of that copy published it in error. As a user of this domain you agree to never seek litigation against the owners, operators, staff, and other users for any damages, or perceived damages, pertaining to the publication of any possible mistaken claims described above.

The owners and operators of this domain fully intend to send all user pre-applications for loans and financing to lenders who may or may not approve the user for financing. This is a free service.

However, if for any reason there is an interruption in service due to any of the following reasons, you as a user must agree to never seek litigation or damages, or procure legal representation to do the same, if any service is not available.

1.) if there is a technical problem stopping communication between all parties involved including lenders

2) if there are no lenders currently in our lender pool servicing your area of residence at the time

3) if for some reason our described service is interrupted for any amount of time, for any reason, you the user agrees to not seek damages of any kind

4) if no lenders respond to your pre-app

5) if no lenders approve you for financing. Furthermore, you agree to never slander us or our website on any third party websites, chat rooms, forums, mobile apps, review websites or any combination thereof.

Reuse of We Find Lenders Content

All users agree to these terms in regards to the reuse of content published on WeFindLenders.com:

1) users agree to never reuse or republish content found on WeFindLenders.com in access of 350 words

2) users agree to provide credit to WeFindLenders.com when republishing our content on your own domain, whether in the form of a citation or link to the orginal source on our website.

Third Party Advertising

You as a user fully understand that periodically we publish links to the third-party websites, and that your purchase of a product or service on a third party website may or may not result in the owners of this domain receiving a commission. And as a user or visitor of our domain you understand that the owners and operators of WeFindLenders.com are in no way responsible for any of the content found on sites we link to.

Use By Minors

All users of WeFindLenders.com must be 18 years of age or older. You can agree to leave this website if you are under the age of 18.

Gift Angel Program (GAP)

Donees or donators who take part in the WeFindLenders.com GAP system agree that the owners, operators, users, staff, and webmasters will never be held liable for any losses they may experience using the Gift Angel Program (whether real or perceived). Donees and Donators both agree to never disclose their agreement(s) and/or details of their agreements with any other user of WeFindLenders.com.

Donees must agree to be 100% truthful with donators and donators must agree to me 100% truthful with donees. Donators agree to NEVER REQUEST a monetary transaction of any kind from the donees. Both donees and donators must agree to this terms of service before using the GAP program. By reading this terms of service donators and donees MUST AGREE to never hold the owners, operators, staff, and/or users responsible for any loss the may experience using any page of WeFindLenders.com.

Apr Reports

All data found in the apr reports is provided by other consumers who claim to have paid a specific apr in their area of the United States and we make it clear on our apr reports page that we have no way of knowing if these consumers are providing accurate information. These APR reports are for informational purpose only and We Find Lenders in no way suggests, claims, implies, or guarantees any consumer will also procure lending with a similar apr to the apr stated in a report by another borrower.

External Links To Third Parties

We Find Lenders Inc. may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that We Find Lenders Inc. shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or services made available on or through any such site or resource.

WeFindLenders.com Release

If for any reason you have a dispute, you faithfully and fully agree to release We Find Lenders Inc. (and its owners, third party advertisers, employees, users, contributors, and webmasters) from claims or damages (actual or percieved) of EVERY nature.


You agree that We Find Lenders Inc. trademarks, logos, and content is used in a nefarious nature that may cause harm to any other being, person, or user. You further agree not to impersonate the We Find Lenders Inc. brand whether it be online or offline.

Choice of Legal Forums

You the end user and the operators of We Find Lenders both agree that any or all disputes that arise from your interaction with our website be filed with the courts the have explicit jurisdiction in the County of Riverside, California or the U.S. District Court in California. You and the operators of We Find Lenders agree to submit to the jurisdiction of the courts above and furthermore agree to waive ANY and ALL objections your attorney or legal representative may have in regards to matters of jursidiction outside the state of Calfornia.

Statute of Limitations

You as the end user agree that no matter what your local state statute of limitations may or may not be, you agree the statute fo limitations for filing a legal complaint against the owners, operators, contributors, writers, webmasters of WeFindLenders.com is 6 months from the time of the alleged time of complaint.


1.) October 28, 2017 / WeFindLenders.com and it’s owners, staff writers, staff, developers do not promote predatory lenders such as cash advance and payday loan companies.

Furthermore, we do our best to, and intent to, monitor our lender pool to make sure they all strictly adhere to the usury limits set forth in their State legal code(s). However, there are some State usury laws that become mute if a borrower signs a contract waiving their legal rights to protection under their local State usury codes. As user of the WeFindLenders.com website you agree that the owners, staff, writers, and developers will not be held liable for any damages you may incur in the business dealings you have with any of the lenders in our lender pool.

Violations of TOS

If you notice or see any party behaving in any way that may infringe upon We Find Lenders Inc., you can email us at: contact[at]wefindlenders.com


Important Information

FAQ / Privacy / Terms / Contact / Site Map

Disclaimer / Security / FICO Impact / Credits

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