Robin / Dominguez Awards for May 6th 2018

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Robin / Dominguez Awards for May 6th 2018

We know! We’re brand new and nobody…but not for long 😉

Chris Somerset

Today’s recipients of the Robin Dominguez award for personal finance blog posts are as follows. Judges in round-table meeting were;

  • Chris Somerset
  • Sandra Somerset
  • Andrea Somerset
  • Andy Somerset

New projector screen for group viewing PF blogs during RTs – Cool huh! Who better to feature onscreen than BAS!

Where all the cool shit happens!

Robin / Dominguez Award


This is only our 4th awards post so far and it’s been so much fun. Nothing better than finding cool PF blogs posts by cool PF bloggers and then highlighting their style and creativity. After all, a great blog post is a piece of art right (well I feel that way). I’ve always enjoyed finding blog artists who are willing to share their knowledge and creativity, so it’s a real kick to reach out and show our appreciation with my own little bit of art.

So let’s do it again! Starting with Moose!

Dave Chappelle Live: Sometimes a Splurge is Worth It

This post is from Moose (Twitter) on his blog MSoLife. It was chosen because it reminds us how some small-medium splurges end up providing a great short term ROI and a long term ROI. He talks about how he went ahead and saw his favorite comedian live, and how it will leave a lasting memory with him.

Moose (he’s staying anonymous for now) has an interesting background. He’s a West Point grad and Army veteran. He also has an MBA and he’s an investment researcher. From what we read, Moose will be providing some insightful posts going forward. Check it out for sure. The last paragraph in his summation was chosen for the quote during our round-table meeting;

“This post isn’t so much about a comedy show as it is about knowing how to wisely and selectively give yourself a break. As long as that splurge, whatever it is, meets the criteria above and you’re not about to start making a habit of splurging, do it without guilt.”

Closing note: My brother Andy made a good point I should add. Lots of PF bloggers talk about the importance of discipline, and Moose’s byline is “Financial Freedom Through Discipline” – who better to help teach us a thing or two about discipline than a West Point grad!

Debt Snowball vs Debt Avalanche

Melissa (Twitter) did a bang up comparison between the Debt Snowball method and the Debt Avalanche method. There are many comparisons (just search Google – we did), but her post shines for explaining the differences in a concise fashion, including some graphs to show interest differences, and examples using both methods. She also includes a Debt Snowball spreadsheet at the bottom of the post.

We went through a few of Melissa’s posts and we hope this PF blogger plans to stay “in it” for the long haul. The quote from her post we chose during our RT meeting;

“I need the quick wins to stay motivated. So the debt snowball is more appealing to me.”

This one sentence highlights a key decision when choosing which debt shedding method you chose. Melissa rightfully points out that it ALL DEPENDS on your personality and how you process things.

Why Financial Health Matters to Me

This post from Brian (Twitter) over at Debt Discipline peaked our interest for four reasons. 1.) Andy (my brother) and I have been PF blog fans for years and we both like Brian’s work. We knew we would be featuring him one day (today is that day) 2.) We could have chosen one of his past posts (and there’s lots of good ones to consider), but we wanted something relatively new 3.) This post shows perfectly how a family can recover from debt 4.) And MOST importantly it shows the importance of being honest with yourself, and WOW….with your children too.

A quote chosen during our round-table meeting;

“We immediate involved our children in our budget discussions. We explained the debt mess that we had created, and with hard work and sacrifice, we could get out of it. We also wanted them to be aware of spending changes. Things that we would often say yes to, now we may have to say no altogether or way until we had saved the money to purchase it.”.

Take some time and check out Brian’s cool web pad – we think you’ll like the vibe.

Things That Frugal People Don’t (Usually) Do…

This refreshing post comes to us from Cass (Twitter) on her blog Frugal Family. My sister Andrea brought Cass to our attention (and if Andrea likes it you just know the blogger “has as style”). Anyway, I was right in my assumption – Cass has a warm style that makes for easy reading.

We chose this specific post because Cass explains how being frugal doesn’t mean being cheap. And she does it better than most posts on the same subject (we checked). She may not even know how well she nailed this, so hopefully she’ll find this post some day. The line we chose to highlight during our round-table meeting;

“I’m a big believer in intentional spending which is where I spend money on things that make me happy – I cut back on some areas in my budget to do this.”

If you’ve never met Cass on Twitter or on her blog, we recommend wading in…..the water is warm and lovely.

Six Trends of the New Retirement

This post comes to us from Jana Hagstrom (Twitter) over at Wish To Retire. Jana and her husband David are keen work-at-home-on-your-computer buffs, and we were taken by their positive vibe.

We chose this post because Jana did a great job of explaining the reasons why retirement in the future is going to look almost nothing like retirement in the past.

That, and this is a very serious issue for an ever-expanding and aging population. A larger and larger percentage of people in the world won’t have the luxury of quitting work for good, so they may as well find something they love doing when they’re older (55+).

Here is a quote chosen during our round-table meeting;

“Baby boomer workers plan to work past age 65, including some who don’t plan to retire at all. Many are envisioning a transition that may involve flexible work arrangements, shifting from full-time to part-time or working in a role that’s less demanding (39 percent). Some want to continue working until it’s no longer possible (25 percent). Only 26 percent plan to stop working when they reach a certain age or savings goal.”

And how about that Twitter following! 15K+. I wish I had a Twitter following that big AND lived in Mexico! Oh….at least I can live vicariously through Jana now 😉

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If you would like to support our future work, and your post is in the list above, please consider placing the Robin / Dominguez Award (actual size below) on your post. To do so, copy/paste the code below into the text editor somewhere on your post. Learn more about our awards program here. Your support is sincerely appreciated.

Chris Somerset

Robin / Dominguez Award

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One Response

  1. Kati says:

    Thank you for this post. Its very inspiring.

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